It’s Simply Personal.

We’ll be there for life’s surprises

Call us get a quote

Talk to a real person
Review your options & save
Relax knowing you’re covered

For Simple

At Health Care Insurance we'll help you avoid the complexity of choosing health insurance for your family, so you can relax knowing you're covered. If you’re worried about life’s surprises, being on public hospital waiting lists, large medical expenses or out of pocket costs we can help.

Don’t feel confused or anxious, let us guide you through everything health insurance related.

We’ll make it simply personal.

Call us 1800 804 950

Health Cover without the hassle

With 82 years of experience we’re here to ensure that private health insurance is easy to understand and delivers both comprehensive and affordable health care.

Step 1.

Call Your Personal Guide

Talk to a real person about your family’s health cover needs.

Step 2.

Review your Options

We have a good range of Hospital and Extras products for every family.

Step 3.

Join or Switch

We’ll help you bring together all the right information and take care of the rest.

That's personal

Call us and you’ll talk to a real person, never having to select from a menu or press a button

  • HCI is entirely owned by our members, and exists solely for the benefit of members. As a not-for-profit private health insurer, we put people before profits.
  • For all new members we provide a 30 day cooling off period, Any member who has not made a claim within 30 days from the commencement date of their health cover is entitled to cancel the policy and receive a full refund of any contributions paid
  • Switching is simple with no new wait times when switching from another fund*
  • When making an extras claim in most cases they’re processed the same day they’re received

Call us 1800 804 950

Watch the new HCI TVC.

What Our Customers Say

“Great service, good value, this is how health insurance should be”


"I am always very pleasantly surprised how good the customer service at HCI"


"We’ve been members for 22 years and when we call they answer straight away, no being put on hold"



The new HCI phone app allows you to easily claim through the use of your smart phone.

Get it on Google Play Available on the App Store