Members of Health Care Insurance (HCI) have asked us to give them the option of health cover without pregnancy... and we listened! We have tailored our new Silver Plus Hospital product for couples whose families are complete, child free or for those not planning children in the near future.

HCI is introducing the Silver Plus Hospital product (as defined by the Federal Government) to suit child free individuals and couples. This product has been developed to simplify your health cover options by removing pregnancy and some other infrequent procedures:

Exclusions

  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
  • Insulin pumps
  • Pain Management with device
  • Sleep studies

Silver Hospital Plus is our second highest level of cover and still offers new and existing members access to essential procedures including joint replacements, kidney dialysis and cataracts - all needed as we get older.

HCI’s Silver Plus Hospital covers all the benefits of Gold Hospital except those modalities listed above (including pregnancy) and some restricted services.  Contrasting our popular top level Gold Hospital cover, the restricted services that only attract partial benefits include: 

Restricted Services

  • Rehabilitation
  • Hospital Psychiatric services
  • Palliative care

Silver Hospital Plus has $250, $500 and $750 excess levels.  

General Manager Jess Lyons recommends Silver Hospital Plus for those without growing families. “If your family is complete or you are childfree and not planning a family in the near future, this product is for you. You’ll still be coved in the event of an unexpected accident or illnesses with access to the best possible treatment and care”.

As a member owned and not-for-profit organisation, HCI remains focused on its members.  If you would like more information on this product visit our Hospital Cover page, or for any other matter in relation to your health insurance visit www.hciltd.com.au, email enquiries@hciltd.com.au or call 1800 804 950.

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