Health Care Insurance

Prize Draw Terms & Conditions

“Fuel and Groceries Draw” May – June 2021 (“the Promotion”)

Terms and Conditions

1. Trader name and address

The promoter is Health Care Insurance Ltd (ABN 43 009 579 088) (“HCI”) of 25 Cattley Street, Burnie, Tas.

2. Who may enter and method of entry

a) Entry is only open to New Members who take out a standalone hospital policy or combined hospital and extra’s policy from HCI during the Entry Period continue to hold that policy at the end of the Entry Period, where

  • New Member means a member of HCI that joins HCI during the Entry Period and has not been a member of HCI for more than 6 months prior to joining; and;
  • Entry Period has the meaning given at clause 3 below.

b) Neither the Promotion nor the awarding of the prize is open to:

  • employees or directors of HCI (Employees).
  • parties who are otherwise directly involved with this Promotion (Associates); or
  • any immediate family member of Employees or Associates.

3. Duration of entry period

The entry period for the Promotion is from 9am AEST Monday, 5 May 2021 to 5pm AEST Wednesday 30 June, 2021.

4. Date, time and place of draw

The prize draw will be conducted at 10am AEST on Friday 2 July 2021 at 25 Cattley Street, Burnie Tas 7320. The winner will be identified through a random computer-generated draw.

5. Details of prizes and prize values

a) The randomly drawn entry will receive an e-gift card worth AU$500 (“Gift Card”), subject to satisfying all criteria listed in these terms and conditions.

b) The Gift Card will be posted to the winner in the week following the prize draw, at which time that member’s premiums must be paid in advance and not in arrears at any time during the Entry Period.

c) HCI reserves the right to recover from the winner an amount equivalent to the value of the Gift Card, should they cancel their policy within six (6) months of joining or upgrading.

d) HCI reserves the right to recover from the winner an amount equivalent to the value of the Gift Card, should their membership be suspended or cancelled by HCI within the first three (3) months of the commencement of the policy.

e) The Gift Card will be delivered via post to the winner to the address listed on the HCI membership register. HCI is not liable for the loss, damage or theft of the Gift Card and will not replace the Gift Card in the event of loss, damage or theft.

f) If the winner of the prize draw is under 18 years of age or is unable to provide proof of age as 18 years or older, the prize will be given in consultation with the winner’s parent or guardian.

g) The Gift Card will be sent to the winning member and not any other persons listed on the policy.

h) This promotion is current at 3 May 2021 and can be altered or withdrawn at any time. HCI reserves the rights to change the conditions of this offer at any time.

6. Publication of winner names

The winners will be notified by email or text message within three (3) business days of the draw.

HCI may in its absolute discretion publish the name of the winner on its website or on any social media platforms.

7. Unclaimed prize draw

The winner must claim their prize and confirm contact details by return email within three (3) months of the date of notification. In the event that a winner has not validly claimed their prize within three (3) months of the date of notification, that prize will be forfeited and no compensation will be payable. Prizes that have not been claimed within three (3) months of the date of notification will be re-drawn at 10am AEST on Thursday 14 October 2021 at 25 Cattley Street, Burnie Tas 7320. The re-draw winner will be notified by email within three (3) business days of the re-draw.

8. Cost

There is no cost or fee to enter the Promotion.

9. Exclusion of Liability

(a) To the maximum extent permitted by law, HCI is not liable for any loss suffered or sustained by any participant or any other person including but not limited to consequential (including economic) loss by reason of any act or omissions, deliberate or negligent, by HCI or its employees or its contractors or its agents in connection with supply of the prize awarded to the prize winner.

(b) HCI’s decision on all matters pertaining to this Promotion will be final.

(c) HCI is under no obligation to provide reasons for any of its decisions.

(d) HCI is under no obligation to engage in any form of correspondence whatsoever with participants or their representatives in matters relating to the Promotion.

(e) A prize must be taken as offered and cannot be varied.

(f) A winner may be liable to declare a prize for tax purposes. HCI takes no responsibility for any tax payable on a prize. If any tax is payable on a prize it is the sole responsibility of the winner. Independent financial advice should be sought.

(g) HCI accepts no responsibility if the prize is lost, stolen, damaged or tampered with in any way.

10. Privacy

HCI collects personal information from all participants in order to conduct it’s normal business and to complete this prize draw. This includes using the information provided to inform participants about HCI and its products, services and promotions from time to time. If the requested information is not provided, the participant will not be eligible to participate in the prize draw or to claim a prize and their entry may be discarded.

Further information regarding HCI’s privacy policy which can be found at

11. Inconsistency

To the extent that there is any inconsistency between these terms and conditions and any other published material, these terms and conditions will prevail.

12. Acknowledgement

By participating in the Promotion, each participant acknowledges that these terms and conditions are legally binding.

we are _
up to

100%hospital accommodation costs


The new HCI phone app allows you to easily claim through the use of your smart phone.

Get it on Google Play Available on the App Store