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* On an equal or lower level of cover  

Health care for me and my kids up to 25 years

At HCI it's all about you and your household, and we offer affordable hospital packages with no excess charged on child admissions. We understand that with kids come extra expenses so our extras include orthodontics, audiology, speech therapy and generous pharmacy cover.

US cover: covering kids up to age 25 if full time student and remain on parent's policy.

US+ cover: covering kids who are 23-25 years and no longer studying and remain on parent's policy.

Membership
Category
Per Adult ExcessAPPLICATION OF HOSPITAL TREATMENT EXCESS
$250$500$1000^Note the maximum excess per policy for all categories except Single is double the adult excess.
USNoYesNoThe excess for each of the first two adults admitted to hospital overnight. The excess is restricted to $500 per adult.
US+NoYesNoThe excess for each of the first two adults admitted to hospital overnight. The excess is restricted to $500 per adult.

There is no excess for day admissions.

^ Not exempt for the Medicare Levy Surcharge

Become a member

Extras cover

HCI has two Extras cover options available:

Premier Package provides comprehensive cover over an extensive range of services. Premier Package includes Premier Hospital cover.

Active Life Extras is tailored to give you cover for what you need without breaking the budget. You can combine it with our Premier Hospital for a more comprehensive cover.