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* On an equal or lower level of cover  

Health care for me and my partner

Taking charge of your health care options as a couple is really easy with HCI. Making that important step as a couple to be happy healthy and worry free with HCI is a few clicks away. 

We give you the flexibility to select the hospital coverage that best suits just the two of you. 

You’ll also be impressed by the generous range of extras such as major dental, podiatry, and alternative therapies.

Per Adult ExcessAPPLICATION OF HOSPITAL TREATMENT EXCESS
$250Gold Hospital only$500Gold Hospital only$750Bronze Hospital onlyNote the maximum excess per policy for all categories except Single is double the adult excess.
YesYesYesThe excess payable when admitted to hospital overnight.

There is no excess on day surgery for Gold Hospital $250 and $500 excess products.  Bronze Hospital products attract a $750 excess for both overnight and day surgery admissions

Extras cover

HCI has two Extras cover options available:

Gold Hospital with Premier Extras provides comprehensive cover over an extensive range of services. Gold Hospital with Premier Extras includes Gold Hospital cover.

Healthy Extras meets your needs of the now, designed to keep up with you and all of life’s demands. You can combine it with our Bronze Hospital for a more comprehensive cover.

Active Life Extras is tailored to give you cover for what you need without breaking the budget. You can combine it with our Gold Hospital or Bronze Hospital.

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