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* On an equal or lower level of cover  

Health care for me and my partner

Taking charge of your health care options as a couple is really easy with HCI. Making that important step as a couple to be happy healthy and worry free with HCI is a few clicks away. 

We give you the flexibility to select the hospital coverage that best suits just the two of you. 

You’ll also be impressed by the generous range of extras such as major dental, podiatry, and alternative therapies.

Per Adult ExcessAPPLICATION OF HOSPITAL TREATMENT EXCESS
$250$500$1000^Note the maximum excess per policy for all categories except Single is double the adult excess.
YesYesYesThe excess for each person admitted to hospital overnight.

There is no excess for day admissions.

^ Not exempt for the Medicare Levy Surcharge

Extras cover

HCI has two Extras cover options available:

Premier Package provides comprehensive cover over an extensive range of services. Premier Package includes Premier Hospital cover.

Active Life Extras is tailored to give you cover for what you need without breaking the budget. You can combine it with our Premier Hospital for a more comprehensive cover.

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