HCI’s hospital products cover your necessary hospital treatment and a lot more.

Get a quote call us 1800 804 950
HCI’s Gold Hospital has got you covered with a range of excess options, no exclusions, no restrictions and no benefit limitations. You can have confidence that if you go to hospital, you can concentrate on getting better and we’ll take care of the rest.

Gold Hospital

Excess options NIL $250 $500

HCI’s Gold Hospital cover ensures that you can have total confidence in your hospital cover.

As long as you have served the relevant waiting periods and the service is eligible for a Medicare benefit, HCI has got you covered.

Bronze Hospital

Excess options $750

HCI’s Bronze Hospital cover provides simple Hospital cover that won’t break the budget.

It should be noted whilst Gold Hospital cover is comprehensive, the Bronze Hospital cover does have exclusions and limitations.

You can combine either Gold Hospital or Bronze Hospital with our Extra's products for a more comprehensive package.

Procedure
Gold Hospital

Bronze Hospital
Rehabilitation ✔ (R)
Hospital psychiatric services ✔ (R)
Palliative care
Brain and nervous system
Eye (not cataracts)
Ear, nose and throat
Tonsils, adenoids and grommets
Bone, joint and muscle
Joint reconstructions
Kidney and bladder
Male reproductive system
Digestive system
Hernia and appendix
Gastrointestinal endoscopy
Gynaecology
Miscarriage and termination of pregnancy
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Skin
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Heart and vascular system
Lung and chest
Blood
Back, neck and spine
Plastic and reconstructive surgery (medically necessary)
Dental surgery
Podiatry surgery (provided by a registered podiatric surgeon)
Implantation of hearing devices
Cataracts
Joint replacements
Dialysis for chronic kidney failure
Pregnancy and birth
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
Sleep studies
All other inpatient services where Medicare pays a benefit

(R) This is a Restricted Service.

It’s important to remember…


HCI Gold Hospital does not have exclusions or limitations providing you have served the waiting period and any other standard conditions.

Health Care Insurance App

The new Health Care Insurance phone app allows you to easily claim through the use of your smart phone.

Get it on Google Play Available on the App Store