Hospital cover

HCI Premier Hospital covers necessary hospital treatment and a lot more.

Get a quote call us 1800 804 950

What we cover

accommodation cover

Up to 100% of hospital accommodation costs and theatre fees in all contracted hospitals and day surgery facilities in Australia.

Private room accommodation (if available).

dental

Dental theatre costs for surgical tooth extraction by an oral surgeon.

prostheses

Up to 100% of the cost of surgically implanted prostheses (as listed by the Federal Government).

medical

Up to 100% of the cost of medical services provided during a hospital admission where the doctor charges above the Commonwealth Medical Benefit Scheme (CMBS) fee and chooses to use Access Gap Cover.

gap cover

100% of the cost of the difference between the Medicare refund and the Commonwealth Medical Benefit Scheme (CMBS) fee for medical services provided during a hospital admission.

prescriptions

Up to 100% of the cost of most hospital prescriptions relating to the admission. (Subject to hospital agreement details).

HCI has got you covered with no exclusions, no restrictions or benefit limitations you can have confidence that when you go to hospital you and the medical expenses are taken care of.

It’s important to remember…


HCI Premier Hospital does not have exclusions or limitations when it comes to necessary treatment providing you have served the waiting period and any other standard conditions.